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  The reasons for refinancing include: taking advantage of lower mortgage interest rates, converting from an ARM loan to a fixed rate loan, reducing the monthly payment by re-extending the duration of the loan. If you're considering refinancing you need to think about the costs associated with the process (refinancing may incur the same closing and opening costs as your first mortgage) and how long you want to live in that home (it could take years to recoup the costs and see the benefit of the refinance process).
  Mortgage refinance experts can help sort out the details for you. It's always wise to shop around and compare refinance lenders before choosing.

• Topics

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• Resources

  • Refinancing VA Loans 2/12/03
  • Countrywide Financial - Home Loans - Equity Loan Mortgages – Mortgage Lender - Refinance
  • California Department of Housing and Community Development
  • Countrywide - Refinance

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